Can I Sue Telemarketers?

Yes!  Your tip for this month is to sue your telemarketer! Telemarketers must follow the same guidelines as debt collectors, banks, credit card agencies and any other company making robocalls, or calls in person, and they rarely do. If your rights, as defined by...

Have You Received Your Cash Award?

The FTC said recently that the collection agency Asset Capital Management Group purchased debt from creditors and, in an effort to collect from consumers, it “extorted payments from them using false threats.” The illegal and underhanded tactics the company...

Arroyo Grande Home Buyer Workshop Huge Success!

At the Arroyo Grande Home Buyer Workshop last month, a large crowd of people were amazed to learn how easily they could go from renter to homeowner. Purchasing a home came be a complicated process.  Our event enlightened people by offering expertise and resources to...

Credit Card Secrets for College Students

Not too long ago folks would keep their money in coffee cans under the bed. When they needed to make a purchase, they paid cash from the can. That was when this country was not experiencing the enormous debt that it now finds itself in or the enormous cost involved...

Student Loan Questions: What if I Used a Co-Signer?

This series on our blog, Student Loan Questions, answers questions many students have about student loans. This week we answer the question: What if I used a co-signer? Used a co-signer for your student loan? You may be headed for serious trouble… While a parent or...