by Editor | May 27, 2016 | From Lizet's Desk
Should consumers use a credit report that comes directly from the credit bureaus or is a less expensive consumer-based report good enough? Since an on-going monthly purchase of these reports is necessary for credit repair, we currently are using consumer-based credit...
by Editor | Apr 26, 2016 | From Lizet's Desk
Consumers usually need our service due to debts that are defaulted on. It is not always done purposefully, as in the case of medical bills. However, many others default simply because they have over-extended their credit cards. Although there may be fewer bills to...
by Editor | Feb 26, 2016 | From Lizet's Desk
We want to see more of our clients receive cash awards! So please, let us know right away if a collection agency is contacting you. In many cases their approach to bill collecting violates one or more federal or state laws. If this happens, the debt can be...
by Editor | Jan 26, 2016 | From Lizet's Desk
During this season many go on shopping sprees and tend to over spend as it is so easy to do, many also apply for new credit cards. I just wanted to remind our clients that this could have negative consequences. For example, department stores tend to ask if you’d like...
by Editor | Nov 26, 2015 | From Lizet's Desk
Please remember to bring into the office or send in to us any correspondence from creditors and collection companies. These letters help us gauge our progress and helps in determining what our next course of action should be. Also keep a record of any phone calls you...
by Editor | Oct 26, 2015 | From Lizet's Desk
Many of our clients would like to see immediate results from our work… and so would we! But realistically this process takes time. Even though our work begins immediately and some clients have seen progress before 30 days, the bureaus do not have to correspond...