From Lizet’s Desk: Credit Reports

Should consumers use a credit report that comes directly from the credit bureaus or is a less expensive consumer-based report good enough? Since an on-going monthly purchase of these reports is necessary for credit repair, we currently are using consumer-based credit...

From Lizet’s Desk: Medical Bills

Consumers usually need our service due to debts that are defaulted on. It is not always done purposefully, as in the case of medical bills. However, many others default simply because they have over-extended their credit cards. Although there may be fewer bills to...

From Lizet’s Desk: Cash Awards

We want to see more of our clients receive cash awards!  So please, let us know right away if a collection agency is contacting you.  In many cases their approach to bill collecting violates one or more federal or state laws.  If this happens, the debt can be...

From Lizet’s Desk: Store Credit Cards

During this season many go on shopping sprees and tend to over spend as it is so easy to do, many also apply for new credit cards. I just wanted to remind our clients that this could have negative consequences. For example, department stores tend to ask if you’d like...

From Lizet’s Desk: Speed Up the Process

Many of our clients would like to see immediate results from our work… and so would we! But realistically this process takes time. Even though our work begins immediately and some clients have seen progress before 30 days, the bureaus do not have to correspond...