by Editor | May 4, 2021 | Credit Tips, Industry News
FAQ Is credit repair legal? It sure is. In fact, the federal government has passed consumer law that allows people the opportunity to have correct, up-dated and accurate information on their credit report. Specifically, the FCRA states: If the completeness or...
by Editor | Oct 6, 2017 | Industry News
According to AP, Equifax has admitted that an additional 2.5 million Americans may have been affected by the massive security breach of its systems, bringing the total to 145.5 million people who had their personal information accessed or stolen. The information...
by Editor | Sep 12, 2017 | Credit Tips, Financial Fixes, Industry News
The unprecedented breach, which occurred in July, but only disclosed on Thursday, is among the largest in US history, affecting 143 million people. What is really unconscionable about this breach is that Equifax knew that personal financial data, including Social...
by Editor | Jan 16, 2017 | Debt Help, Industry News
Are you receiving collection notices or calls? It may or may not be legitimate according to new studies. An alarming number of collections are being conducted either in error or by out-right fraud on the part of some collection agencies. Are you paying a scammer...
by Editor | Sep 26, 2016 | Debt Help, Industry News
What is debt settlement exactly? Debt settlement or debt negotiation is when a consumer arranges with the collector to pay less than what is owed and the debt is then forgiven. (Sort of forgiven, and we’ll explain that later). While it is usually not possible to...
by Editor | Jul 26, 2016 | Industry News
Recently, state and federal authorities announced JPMorgan Chase will have to pay $166 million to settle charges that it engaged illegal debt collection activities for years. Additionally, they now must adhere to strict new debt collection rules. The bank will...
