by Editor | Sep 12, 2017 | Credit Tips, Financial Fixes, Industry News
The unprecedented breach, which occurred in July, but only disclosed on Thursday, is among the largest in US history, affecting 143 million people. What is really unconscionable about this breach is that Equifax knew that personal financial data, including Social...
by Editor | Jan 17, 2017 | Debt Help, Do It Yourself Credit Repair, Financial Fixes
Your team at the Heritage Credit Group all agree: It is time to pay down your credit cards. Credit card debt is the most difficult to overcome for a couple of reasons, but there is a Simple Fix Formula: There is very little to show for cc purchases in most...
by Editor | Nov 23, 2016 | Financial Fixes
As soon as it became apparent that Donald Trump would be this country’s next president, Wall Street tanked. This may not be an indication of concern over economic policy as much as the stock market hates the unknown. However, Since Tuesday, there has been a rebound...
by Editor | Nov 23, 2016 | Do It Yourself Credit Repair, Financial Fixes
Perhaps there are no derogatory entries on your credit report; no late pays, no collections. You have one credit card and been paying it religiously for three years. Your debt to income ratio is in range. But your FICO score is still low. Is there anything you can...
by Editor | Oct 20, 2016 | Debt Help, Financial Fixes
Your credit is jacked, collection agencies are blowing up your phone and the mailbox is stuffed with letters demanding payment. There isn’t enough money to pay the debts and your stress level is maxed out. What can you do? If you read our last blog, you know that...
by Editor | Aug 25, 2016 | Do It Yourself Credit Repair, Financial Fixes
The CFPB agrees with consumers: Action needs to take place against illegal debt collection practices and it needs to happen now. Do you agree? You will if you are one of the 77 million Americans who are hounded each year by debt collectors. And now the Consumer...
