Cash for Collections!

Can you use some extra cash?  Of course you can, we all can!  Regular readers of our post know we routinely give cash to our clients; $1,000 is common and $4,000 or more happens as well! How do you get your share of this money?  Glad you asked!  Gather up any...

Pay Down Your Accounts

When I interview potential clients, I usually notice something on their credit report that will lower their FICO score more than a negative item will… do you know what it is? We would think that a positive trade line (a current, paid-as-agreed account) such as a...

Struggling with Central Coast collection calls?

  Are you struggling with a bad credit report? Well struggle no more; Heritage Credit Repair is here to solve your problem! Welcome to Heritage Credit Repair, a trusted Credit Recovery firm with over 25 years of experience in the area of consumer debt and credit...

Purchase low-cost items on credit to improve credit.

Many consumers, in an attempt to improve their credit, will buy something on credit.  The idea is timely payments show up the credit report raising ones’ credit score. While this is true, there is potential down-side.  Many consumers we interview will purchase a...

Never throw away a collection letter.

Collection Notices are now Worth Thousands of Dollars! Never throw away a collection letter. State and Federal guidelines are very explicit as to how a collection letter can be written. Either due to ignorance, arrogance or playing the odds, bill collectors routinely...