Does Anyone Really Need Credit?

Almost everyone does.  There are things available without using credit, such as rent, food, and other necessities which can be paid with a check, debit card, or cash. But building a solid credit profile is important even if you prefer to pay with cash. Learn why and...

FAQ

FAQ Is credit repair legal? It sure is.  In fact, the federal government has passed consumer law that allows people the opportunity to have correct, up-dated and accurate information on their credit report.  Specifically, the FCRA states:  If the completeness or...

Tip of the Month: Protecting Your Tax Return Money

For the next few months, merchants will be coming at consumers hard with Specials, Sales, Discounts, Advertising, New Products, with one thing in mind: It is an all-out grab for your tax return!!  Tax return money is viewed as “Disposable Income” which means your...

Dealing With Telemarketers

We’ve all got them; unwanted calls from telemarketers Are you hounded by telemarketers?  The next time you receive a call from a salesman, rather than ignoring it, simply pick up the phone, determine who the caller is and ask them to stop calling.  After that,...