Does Anyone Really Need Credit?

Almost everyone does.  There are things available without using credit, such as rent, food, and other necessities which can be paid with a check, debit card, or cash. But building a solid credit profile is important even if you prefer to pay with cash. Learn why and...

FAQ

FAQ Is credit repair legal? It sure is.  In fact, the federal government has passed consumer law that allows people the opportunity to have correct, up-dated and accurate information on their credit report.  Specifically, the FCRA states:  If the completeness or...
Should You File For Bankruptcy?

Should You File For Bankruptcy?

Kim Basinger did it. Ditto for Rapper 50 Cent. Francis Ford Coppola did it two times. Willie Nelson, Meat Loaf and Walt Disney all did it as well. Even this country’s founding father; Thomas Jefferson has done it. Done what? They have all filed for financial...

Equifax Breach – Are You Still at Risk?

According to AP, Equifax has admitted that an additional 2.5 million Americans may have been affected by the massive security breach of its systems, bringing the total to 145.5 million people who had their personal information accessed or stolen. The information...