by Editor | Jul 2, 2021 | Credit Tips
Almost everyone does. There are things available without using credit, such as rent, food, and other necessities which can be paid with a check, debit card, or cash. But building a solid credit profile is important even if you prefer to pay with cash. Learn why and...
by Editor | May 4, 2021 | Credit Tips, Industry News
FAQ Is credit repair legal? It sure is. In fact, the federal government has passed consumer law that allows people the opportunity to have correct, up-dated and accurate information on their credit report. Specifically, the FCRA states: If the completeness or...
by Editor | Dec 20, 2017 | Debt Help
Kim Basinger did it. Ditto for Rapper 50 Cent. Francis Ford Coppola did it two times. Willie Nelson, Meat Loaf and Walt Disney all did it as well. Even this country’s founding father; Thomas Jefferson has done it. Done what? They have all filed for financial...
by Editor | Oct 6, 2017 | Industry News
According to AP, Equifax has admitted that an additional 2.5 million Americans may have been affected by the massive security breach of its systems, bringing the total to 145.5 million people who had their personal information accessed or stolen. The information...
by Editor | Sep 12, 2017 | Credit Tips, Financial Fixes, Industry News
The unprecedented breach, which occurred in July, but only disclosed on Thursday, is among the largest in US history, affecting 143 million people. What is really unconscionable about this breach is that Equifax knew that personal financial data, including Social...
by Editor | Jan 17, 2017 | Debt Help, Do It Yourself Credit Repair, Financial Fixes
Your team at the Heritage Credit Group all agree: It is time to pay down your credit cards. Credit card debt is the most difficult to overcome for a couple of reasons, but there is a Simple Fix Formula: There is very little to show for cc purchases in most...