Choose The Credit Repair Option That Best Suits You

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How can we help you?

During the many years the Heritage Group has been in business, we have assisted thousands of consumers improve their credit profile and improve their bottom line.  This has helped our clients qualify for home, auto, personal and business loans, as well as employment clearance for credit-based work opportunities and rental properties.

Experienced Credit Repair Services

Our Experience

The Heritage Credit Group has experienced tremendous success do to unparalleled and unique business model.

Over the years, we have honed and created a credit repair business model which involves the use of Consumer Rights Law Firms and correspondence with Credit Bureaus, Creditors, and Collection Agencies. Despite these highly professional protocols, our fees are comparable to conventional credit repair organizations that do not use (or know how to use) law firms for Credit Repair.

Bank and Lender Loan Approvals Through Our Relationships

Our Relationships

Heritage Credit Group has earned the respect, admiration and a close business relationship with major banks and lenders.

These  relationships were built as a result of our amazing credit repair successes and satisfaction.  Banks, lenders and other finance professionals routinely send their clients to us knowing they will be handled with care and respect and most importantly, their client will return with an improved credit score.

Licensed and Bonded Professionals - Credit Repair

Licensed and bonded

Another reason why Heritage Credit Group is your best choice is we are Licensed and Bonded.  You can trust us with your credit.

In fact, this is the first thing you should ask to see if you are thinking about hiring a credit repair organization.  If they are not Licensed and Bonded, DO NOT give them your money!


Certified USPS Mail for Secure and Trackable Correspondence with Creditors

Certified Mail Protocol

The use of Certified Mail is also part of our protocol. Certified Mail provides tracking numbers with proof of mailing and receipt.

Why don’t other credit repair organizations use certified mail?  The cost!  But it is the only effective way to correspond with entities that are holding your credit for ransom.

Cash for Consumers injured by right violations during credit repair

Cash For Consumers

Our many satisfied clients have received hundreds of thousands of dollars! We know if your rights have been violated.

When our clients have had their rights violatated according to federal law during the Credit Repair process, we know what to do to make sure they are compensated.  Their positive experiences show our passion for helping consumers and is proof-positive Heritage Credit Group is your best choice for Credit Restoration!

What a wonderful organization.  My daughter and I both used their services.  It truly changed both of our lives.  We both have over 710 credit scores now.  With gratitude to Richard and his team forever!

-Traci B

Thank you again for all your help and being patient with me. I truly do appreciate the work you do to help me with my credit issues. Since I first spoke with Mr. Allen only a few months ago the advice he gave me as helped raise my credit score almost 100 full points in this short time and I’m very excited about the possibility of winning a case against my creditors hopefully in the future. I just wanted to express my gratitude and let you that your help is valued and appreciated.

-Steve Nixon

I've been working with Heritage for years to help build my credit and transform my life. Their professionalism and knowledge is unprecedented, the service and attention to detail is absolutely remarkable. They have educated me on so many different aspects of credit and how to properly build credit. I have been able to purchase homes, vehicles, and loans due to their ability to repair and build my credit. I highly recommend their services and will forever be grateful for what they have done for me and my family!

-Tyler Scheidt

We have been working with Heritage for the past 2 years, and from my PERSONAL and PROFESSIONAL experience, there is NO BETTER credit repair company in the United States, and we're fortunate to have them in our back yard.  They understand what it really takes to improve your credit report, and they have techniques that no other company has - and it works!  I have been approached by several companies and am 100% loyal to Richard and Lizette for their results.

-Rich Ehmke, Finance Director at Mullahey Ford - Arroyo Grande

I just want to say thank you for making the appointment today enjoyable.  I was so nervous to go into a place like that but you made it seem like it was no big deal.


Very helpful resolving our credit situation.  We recommend you guys whenever coming across someone in need of credit repair.  Thank you very much.

-Robert & Cynthia Becerra

Heritage Credit group has helped me and my Husband so much in regards to our credit.  We didn't know where to begin when it came to fixing our credit and are so thankful we chose this company to help us!  We refer them to everyone because they truly go above and beyond what they say they are going to do.  Many Thanks to Heritage Credit Group!!


I just wanted to thank you for your help with my credit.  We started in mid May of this year and in less than two months the results have been terrific!  There was originally 12 negative items on my credit report and my score was in the low 600s.  Now eleven of the items are removed, with only one left and my score is 700s!  Thanks guys, you really did an outstanding job for me!

-Damon Kettleson

In just 45 days the Heritage Group helped raise my score by 100 points.  In less than 2 months I now have the confidence to apply for a credit card.  As well as begin to look at purchasing a home.  I would like to thank Derek and the Heritage Group for their services.

-Joe Gomez

I received an updated copy of my Experian credit report today and I was astonished, they deleted six out of nine negative entries… in less than two months!  Now that’s what I call great service.  I can’t wait to see the negative entries continue to fall off my other reports as well.  Thank you Heritage Credit Repair.

-Luis Prado

Another $1,000 check from heritage credit repair that I received today!  You guys should give them a call if you want your credit fixed and maybe some extra cash on the side!

-Angel Nevarez

Hey Richard I wanted to thank you again for connecting me with Mark, Ted, and Jeff.  I will be working with these gentlemen to purchase my dream home, thanks to you and your professional staff. 

I also wanted to see how your surgery went, and if they were successful with the procedure?  I have kept you in my prayers and thoughts these past couple weeks.  Hope you have a wonderful day, and thank you so much for helping me get my life back in order.


We encourage you to contact us right now so we can show you how quick and pain-free quality credit restoration can be!